Military Couple Holding House Keys In Front of American Flag
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Here at Tori and Tammy Sell Homes, we are extremely grateful for the service and dedication that our vets have given us as Americans.  Adding to that, we want to honor and support all our veterans and one way we can do this is through offering information, guidance and a broad network of professionals that will help veterans with all aspects of real estate transactions.

With that in mind, we at Tori and Tammy Sell Homes work with one of the most well-respected mortgage providers in the country (the owner being a veteran), a family-owned business that prides themselves on serving veterans. It’s worth pointing out that the VA has established no minimum credit score for a VA mortgage. Does your lender follow this guideline? Ours does!

Since 1944, The Veterans Administration has helped over 22 million military men and women purchase homes using the VA mortgage program. For most service-members and veterans who qualify, a VA loan is one of their most valuable benefits and the obvious choice over other, traditional mortgage types. If you qualify, you can buy or build a home, or refinance an existing home mortgage, with as little as $0 down.

Now here’s some really good news- Within the past couple of months, The White House passed into law a bill that allows the Department of Veterans Affairs to back loans that exceed the conforming loan limit. The bill, H.R. 299, enables homebuyers using a VA loan to borrow above the 2019 limit of $484,350 for most counties, without any down payment.

Additional changes to the VA’s loan guaranty program include the elimination of funding fee differences for borrowers who are veterans versus those who are members of the Reserve. It also removes the loan limit for the Native American Direct Loan Program, exempts Purple Heart recipients from paying loan fees, and authorizes VA-designated appraisers to rely on third parties for appraisal-related information.

So, let’s get started by saying that we are always available to help answer your real estate questions either at the end of a phone, through email or better still in person. Here are a few links to get you started:

https://www.benefits.va.gov/homeloans/

https://www.va.gov/housing-assistance/home-loans/loan-types/

https://www.benefits.va.gov/homeloans/purchaseco_certificate.asp

https://themortgagereports.com/13222/10-biggest-benefits-of-a-va-home-loan

Do you have questions?  Contact us

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We are Open until 5pm daily. Please call (760) 684-1419 for information. Get directions to our location.
  • Apple Valley
  • Victorville
  • Hesperia
  • Oak Hills
  • Phelan
  • Lucerne Valley
  • Spring Valley Lake
  • Silver Lakes

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We would love to talk with you about your needs in selling or buying a house.  Let’s start the conversation with an email?

All information is derived from sources believed to be accurate, but no representation, expressed or implied, shall be taken from information herein. Subject to prior sale, change of price or terms, or withdrawal from the market. All information deemed reliable but not guaranteed and should be independently verified. Property listing information is provided for the consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints.

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