There’s No Time Like the Present.

It’s time to stop procrastinating and get straight to the point, you’re going to have to dig out all your financial paperwork. Yeah, I know it’s personal and some of it you might not like doing and I get it but, in order to get the house you have to get the loan so here’s what you need:

A copy of a government ID (driver’s license, etc.)
A copy of your social security card
30 days recent payroll stubs
At least 2 years Personal Federal Tax Returns with W2’s (all pages)
At least 2 years Business Federal Tax Returns with all schedules (all pages)
Social Security/Pension Award Letter (if applicable)
A Minimum of 2 months bank statements (all pages, even if blank)
Bankruptcy Papers with Discharge (if applicable, all pages)
Divorce Decree (if applicable, all pages)
Addresses and Loan Information on all Real Estate Owned (if applicable)
Current mortgage statement (if applicable)
Current Homeowners Insurance Declaration page (if applicable)
Current Property Tax Bill (if applicable)
If you are a Vet- DD214 VA Loan only.

NOTE: If you’ve been renting, then your lender will ask you for some documents in addition to what’s listed above.

If you’re ready to find out more now, you’re welcome to contact me by, phone, text or email.

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All information is derived from sources believed to be accurate, but no representation, expressed or implied, shall be taken from information herein. Subject to prior sale, change of price or terms, or withdrawal from the market. All information deemed reliable but not guaranteed and should be independently verified. Property listing information is provided for the consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints.

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